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	<title>Comments on: Ryanair being ripped off on Credit Card Charges</title>
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	<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/</link>
	<description>Confessions of a Home Business</description>
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		<title>By: John M</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-608</link>
		<dc:creator>John M</dc:creator>
		<pubDate>Tue, 16 Feb 2010 13:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-608</guid>
		<description>Have seen so many of these blogs and have found the definitive answer to the Ryanair conundrum - Move to Cork.  See the piece below for details. 
(LINK to forward: http://www.bishopstowncu.ie/news.asp?ID=59)

Goodbye to Ryanair Booking Fees
January 2010

Goodbye to Ryanair booking fees with Bishopstown Credit Union&#039;s DEBIT card

Bishopstown Credit Union is delighted to announce that their DEBIT card can be used to book flights on www.ryanair.com without incurring a booking fee. This saves our members €5 per person per flight. This is a substantial saving for our members, many of whom have already availed of the agreement which Ryanair and MasterCard have recently entered into. 

To avail of this you must book the flight with your Bishopstown Credit Union DEBIT card. Proceed as normal with your booking and select Pre-paid MasterCard as the payment option from the drop-down menu. Say goodbye to booking fees and say hello to a new way of saving money with Bishopstown Credit Union.  Sign up today and fly away tomorrow, for less!

Hope that solves the topic.  I know it has for me!!</description>
		<content:encoded><![CDATA[<p>Have seen so many of these blogs and have found the definitive answer to the Ryanair conundrum &#8211; Move to Cork.  See the piece below for details.<br />
(LINK to forward: <a href="http://www.bishopstowncu.ie/news.asp?ID=59)" rel="nofollow">http://www.bishopstowncu.ie/news.asp?ID=59)</a></p>
<p>Goodbye to Ryanair Booking Fees<br />
January 2010</p>
<p>Goodbye to Ryanair booking fees with Bishopstown Credit Union&#8217;s DEBIT card</p>
<p>Bishopstown Credit Union is delighted to announce that their DEBIT card can be used to book flights on <a href="http://www.ryanair.com" rel="nofollow">http://www.ryanair.com</a> without incurring a booking fee. This saves our members €5 per person per flight. This is a substantial saving for our members, many of whom have already availed of the agreement which Ryanair and MasterCard have recently entered into. </p>
<p>To avail of this you must book the flight with your Bishopstown Credit Union DEBIT card. Proceed as normal with your booking and select Pre-paid MasterCard as the payment option from the drop-down menu. Say goodbye to booking fees and say hello to a new way of saving money with Bishopstown Credit Union.  Sign up today and fly away tomorrow, for less!</p>
<p>Hope that solves the topic.  I know it has for me!!</p>
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		<title>By: tom houlihan</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-469</link>
		<dc:creator>tom houlihan</dc:creator>
		<pubDate>Thu, 13 Aug 2009 22:52:30 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-469</guid>
		<description>The credit card charge by Ryanair is a a revenue gathering exercise for them.If they took Maestro/Lazer/Debit card they would only be charged a transaction fee by their bank approx 15c per debit..not per flight...So if I buy a flight for say
e40....Ryanair will charge me E5 for Cr Crd...yet they will be charged say 2/2.5% by thier Cr card co...say E1...so a &#039;profit&#039; of E4 for Ryan air....
Now if I could pay by debit card the cost to Ryanair would be 15c...so a drop in income for them of E4.85.......  Lazer/debit cards don&#039;t attract a % charge...only a processing fee by the bank approx 15c..
Michael O&#039;Leary isn&#039;t stupid!!!

Lucky</description>
		<content:encoded><![CDATA[<p>The credit card charge by Ryanair is a a revenue gathering exercise for them.If they took Maestro/Lazer/Debit card they would only be charged a transaction fee by their bank approx 15c per debit..not per flight&#8230;So if I buy a flight for say<br />
e40&#8230;.Ryanair will charge me E5 for Cr Crd&#8230;yet they will be charged say 2/2.5% by thier Cr card co&#8230;say E1&#8230;so a &#8216;profit&#8217; of E4 for Ryan air&#8230;.<br />
Now if I could pay by debit card the cost to Ryanair would be 15c&#8230;so a drop in income for them of E4.85&#8230;&#8230;.  Lazer/debit cards don&#8217;t attract a % charge&#8230;only a processing fee by the bank approx 15c..<br />
Michael O&#8217;Leary isn&#8217;t stupid!!!</p>
<p>Lucky</p>
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		<title>By: simple123</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-412</link>
		<dc:creator>simple123</dc:creator>
		<pubDate>Mon, 29 Jun 2009 15:14:47 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-412</guid>
		<description>The german court stopped ryanair from charging customers additional fees on their credit card on the internet. Ryanair has been taken to court by the german consumer organization ( Verbraucherzentrale Bundesverbands). Ryanair has till the end of this mounth to go back to court in germany.

The reason for all this is to get more transparancy on the internet, so consumers should not be tricked and just pay for the sum they see.

This would be a great improvement to all transactions for the consumer, but maybe not for the seller :-)

 (articles in german , please translate with google translate.): 

 http://www.spiegel.de/reise/aktuell/0,1518,630705,00.html

 http://www.kostenlose-urteile.de/newsview8011NFC.htm

http://www.welt.de/reise/article3935510/Ticketkauf-per-Kreditkarte-darf-nicht-extra-kosten.html

(Berlin Court:Berliner Kammergericht: Aktenzeichen 23 U 243/08)</description>
		<content:encoded><![CDATA[<p>The german court stopped ryanair from charging customers additional fees on their credit card on the internet. Ryanair has been taken to court by the german consumer organization ( Verbraucherzentrale Bundesverbands). Ryanair has till the end of this mounth to go back to court in germany.</p>
<p>The reason for all this is to get more transparancy on the internet, so consumers should not be tricked and just pay for the sum they see.</p>
<p>This would be a great improvement to all transactions for the consumer, but maybe not for the seller <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p> (articles in german , please translate with google translate.): </p>
<p> <a href="http://www.spiegel.de/reise/aktuell/0,1518,630705,00.html" rel="nofollow">http://www.spiegel.de/reise/aktuell/0,1518,630705,00.html</a></p>
<p> <a href="http://www.kostenlose-urteile.de/newsview8011NFC.htm" rel="nofollow">http://www.kostenlose-urteile.de/newsview8011NFC.htm</a></p>
<p><a href="http://www.welt.de/reise/article3935510/Ticketkauf-per-Kreditkarte-darf-nicht-extra-kosten.html" rel="nofollow">http://www.welt.de/reise/article3935510/Ticketkauf-per-Kreditkarte-darf-nicht-extra-kosten.html</a></p>
<p>(Berlin Court:Berliner Kammergericht: Aktenzeichen 23 U 243/08)</p>
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		<title>By: CHRIS</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-226</link>
		<dc:creator>CHRIS</dc:creator>
		<pubDate>Sun, 22 Mar 2009 14:05:03 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-226</guid>
		<description>my friend went to the ryanair desk and paid cash for a flight.
 then they charged her the credit card fee
 she refused to pay saying she was not using a credit card, but cash
 they insisted .. said it was administration charges.
 she refused and said they were not administering anything
 they then said .... pay up or no flight
 good company hey?</description>
		<content:encoded><![CDATA[<p>my friend went to the ryanair desk and paid cash for a flight.<br />
 then they charged her the credit card fee<br />
 she refused to pay saying she was not using a credit card, but cash<br />
 they insisted .. said it was administration charges.<br />
 she refused and said they were not administering anything<br />
 they then said &#8230;. pay up or no flight<br />
 good company hey?</p>
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		<title>By: Paula</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-223</link>
		<dc:creator>Paula</dc:creator>
		<pubDate>Thu, 12 Mar 2009 17:24:45 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-223</guid>
		<description>Yet another sting in the tail - if you want to add even a single bag or baby equipment to your booking after you have booked, Ryanair will charge the credit card fee again per person. With a family of five this is an extra 25 euro per sector in credit card fees for a 10 euro carseat charge!!!!.</description>
		<content:encoded><![CDATA[<p>Yet another sting in the tail &#8211; if you want to add even a single bag or baby equipment to your booking after you have booked, Ryanair will charge the credit card fee again per person. With a family of five this is an extra 25 euro per sector in credit card fees for a 10 euro carseat charge!!!!.</p>
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		<title>By: John</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-216</link>
		<dc:creator>John</dc:creator>
		<pubDate>Wed, 11 Mar 2009 16:14:17 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-216</guid>
		<description>Hi everyone.Im just wondering at the new charges for online check in being introduced on Ryan Air.Will people who book their flights online using visa electron be exempt from these charges,or will they have to pay this profit tax to Ryan Air.Seems like  a crazy move by Michael O Leary  to make as it makes other ailines  prices more attractive.For the first time ever im getting cheaper flights from other airlines.Got flights to bulgaria return for 105 euros, better than Ryanair.from Aerlingus.So hopefully some on can tell me is it the beginning of the end of free services of visa electon at Ryanair........John</description>
		<content:encoded><![CDATA[<p>Hi everyone.Im just wondering at the new charges for online check in being introduced on Ryan Air.Will people who book their flights online using visa electron be exempt from these charges,or will they have to pay this profit tax to Ryan Air.Seems like  a crazy move by Michael O Leary  to make as it makes other ailines  prices more attractive.For the first time ever im getting cheaper flights from other airlines.Got flights to bulgaria return for 105 euros, better than Ryanair.from Aerlingus.So hopefully some on can tell me is it the beginning of the end of free services of visa electon at Ryanair&#8230;&#8230;..John</p>
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		<title>By: puddleducks</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-201</link>
		<dc:creator>puddleducks</dc:creator>
		<pubDate>Thu, 05 Mar 2009 07:50:37 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-201</guid>
		<description>@bargainsireland - I agree with you - I know Ryanair don&#039;t pay the banks anything like the fee they charge the customer. It is clearly a way to get extra income for what they can advertise as cheap fares. The funny thing is that I would be happy in most cases to pay what I am paying for the fare and the costs - what gets me is the dishonesty.

@Vanessa - Yes that cost per segment and indeed per passenger is so much of a rip off that it defies belief that the authorities still allow it.

@Ivan - Yes my tongue was so firmly in my cheek when I wrote that line - it&#039;s still hurting.

@Mike - Good points on the Credit Card protection - I hadn&#039;t thought of that. I wonder what protection you get if you purchase the flight with a Ryanair gift voucher.</description>
		<content:encoded><![CDATA[<p>@bargainsireland &#8211; I agree with you &#8211; I know Ryanair don&#8217;t pay the banks anything like the fee they charge the customer. It is clearly a way to get extra income for what they can advertise as cheap fares. The funny thing is that I would be happy in most cases to pay what I am paying for the fare and the costs &#8211; what gets me is the dishonesty.</p>
<p>@Vanessa &#8211; Yes that cost per segment and indeed per passenger is so much of a rip off that it defies belief that the authorities still allow it.</p>
<p>@Ivan &#8211; Yes my tongue was so firmly in my cheek when I wrote that line &#8211; it&#8217;s still hurting.</p>
<p>@Mike &#8211; Good points on the Credit Card protection &#8211; I hadn&#8217;t thought of that. I wonder what protection you get if you purchase the flight with a Ryanair gift voucher.</p>
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		<title>By: Mike</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-191</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sat, 28 Feb 2009 17:52:21 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-191</guid>
		<description>Ryanair smallprint states...

 &quot;The flight you have booked is not ATOL protected, even if you book accommodation from another company via a link on our website. If you made payment via credit card it can provide financial protection: Please check with your credit card provider for details. If you do not pay for your flight by credit card you may wish to purchase our scheduled airline failure insurance. CLICK HERE&quot;

Clicking here tells you that if you have already purchased Rynair&#039;s travel insurance policy, you can pay the extra to upgrate it to Gold in order to offer scheduled airline failure insurance; which is kind of protection that comes free with most credit cards.</description>
		<content:encoded><![CDATA[<p>Ryanair smallprint states&#8230;</p>
<p> &#8220;The flight you have booked is not ATOL protected, even if you book accommodation from another company via a link on our website. If you made payment via credit card it can provide financial protection: Please check with your credit card provider for details. If you do not pay for your flight by credit card you may wish to purchase our scheduled airline failure insurance. CLICK HERE&#8221;</p>
<p>Clicking here tells you that if you have already purchased Rynair&#8217;s travel insurance policy, you can pay the extra to upgrate it to Gold in order to offer scheduled airline failure insurance; which is kind of protection that comes free with most credit cards.</p>
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		<title>By: Mike</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-190</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sat, 28 Feb 2009 17:02:26 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-190</guid>
		<description>€10/£10  as a transaction fee for two legs of a journey (i.e. a return flight) is clearly a rip off.

Most credit card companies offer some kind of travel based &#039;inconvienience insurance&#039; too, and further protection under the UK consumer credit act. If you want this kind of insurance / protection from your card issuer then you must pay Ryanair for the privilege. Debit cards such as VISA Debit (formally VISA Delta) and VISA Electron cards have lesser protection if things go awry.</description>
		<content:encoded><![CDATA[<p>€10/£10  as a transaction fee for two legs of a journey (i.e. a return flight) is clearly a rip off.</p>
<p>Most credit card companies offer some kind of travel based &#8216;inconvienience insurance&#8217; too, and further protection under the UK consumer credit act. If you want this kind of insurance / protection from your card issuer then you must pay Ryanair for the privilege. Debit cards such as VISA Debit (formally VISA Delta) and VISA Electron cards have lesser protection if things go awry.</p>
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		<title>By: Ivan</title>
		<link>http://blog.puddleducks.ie/2009/02/08/ryanair-being-ripped-off-on-credit-card-charges/#comment-188</link>
		<dc:creator>Ivan</dc:creator>
		<pubDate>Fri, 27 Feb 2009 15:50:44 +0000</pubDate>
		<guid isPermaLink="false">http://blog.puddleducks.ie/?p=912#comment-188</guid>
		<description>&quot;So if we are to take Ryanair at their word&quot;.

Ah, it took me a while to stop laughing at that one :o)</description>
		<content:encoded><![CDATA[<p>&#8220;So if we are to take Ryanair at their word&#8221;.</p>
<p>Ah, it took me a while to stop laughing at that one <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_surprised.gif' alt=':o' class='wp-smiley' /> )</p>
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